Hello, Romania!

(1) This information does not constitute an offer, it is purely informative. The detailed terms of contract are contained in the Terms of Business and the General Terms of Contract for cross-border services provided within the territory of Romania. Gránit Bank is a bank licensed in Hungary, and is authorised to provide financial services within the territory of Romania as part of cross-border services.

(2) Download the Gránit eBank mobile application from the App Store or the Google Play Store, open your bank account with a selfie until 6/30/2026, and during the process, accept the Consent to Marketing Purposes. Until the end of the 3rd calendar month after the opening of the account, a minimum of RON 400 must be credited to your bank account in one sum every month for 3 months, and you must make at least 3 purchases with your bank card every month to be eligible for a bonus amount of up to RON 400. Click here for the details

(3) During the promotion period till 6/30/2026. Outside the promotion period: 0.25% (min. RON 10; max. RON 2000)

(4) The special offer is valid until 6/30/2026. The instant-access interest rate shows the amount of the interest the bank will pay on the funds in your bank account over a period of one year, calculated daily based on the current (end-of-day) balance of your bank account. The AER (EBKM in Hungarian) stands for the Annual Effective Rate, an indicator of the actual yield on the deposit. The AER shows the amount of interest to be paid out on the deposit over the whole calendar year, i.e. the extent of the return on the investment. The indicator is calculated on the basis of the actual amount to be paid, less costs.

(5) Pursuant to Hungarian tax legislation, the Bank must deduct 15% as withholding tax both from the instant-access balance of the account and from the interest paid on fixed deposits. The Bank automatically deducts the relevant tax. Click here to read the Announcement on Deposits.

The special offer is available until 5/28/2026. This information does not constitute an offer, and the Bank reserves the right to amend the conditions. The fixed deposits referred to in this notice are insured by the National Deposit Insurance Fund. The detailed description of the deposit agreement is contained in the Terms of Business, the General Terms of Contract for Deposit Transactions offered in the territory of Romania as cross-border services and in the Announcement on Deposit Transactions and other Savings products offered to retail customers in the territory of Romania as cross-border services.

(6) with a special offer until 6/30/2026, 39 RON without special offer.

(7) A service where the Bank makes available certain bank card products digitally to new customers, which products can be used in the Gránit eBank Service. Fee of the service: with a special offer until 6/30/2026: 0 RON, without special offer: 12.0 RON. To use the service, you must activate the Gránit eBank mobile banking app.

(8) Fee charged by Gránit Bank. As ATM operators and merchants outside Hungary may charge a fee for using a bank card, please check before payment or cash withdrawal. These fees are collected by the Bank and are payable by the customer.

(9) Mid-market rate shall mean the Digital Rate, which is the Reference Exchange Rate applied to book transfers between the currencies specified in the Announcement, during the execution of Payment Orders submitted in the eBank app, during the period and up to the amount specified in the current Announcement. The Digital Exchange Rate equals the interbank mid-market exchange rate, with the note that the rate is updated every 5 minutes between 9am and 5pm Budapest time, on Hungarian banking days.